I prefer Indy lady's. I have a few Indy regulars I see quite often. I know they put a lot of work into building and managing thier business.
I have also seen quite a few agency lady's and had a good time with a few of them, but I feel bad for them having to give away a good potion of what I'm paying. I realize what's behind the agency fee, so don't jump on me with justifications, but agencies exist to make a profit, and I'd rather the lady make the profit.
Hearing from the lady's I've met, some like working for agencies for protection, or for convienience, certainly less hassle .
Butalso hearing from the Indy ladies I know, they like the freedom and even the sense of accomplishment being successful managing thier own bookings, screenings, schedule, website etc.
I've also noticed lady's helping each other, even celebrating when an agency girl becomes independent.
i don't think agencies like it when thier girls quit and go independent, now thier competing, so I see how that could be a source of friction. Agencies have become a kind of gateway, even a training ground, for new talent that might progress into being independant.
all this is just my opinion, ymmv