When you lose your job. Haven't worked in 6 months and you start with the self pity. You haven't touched her since because it won't get up because you haven't contributed to any bills during those months. You won't listen to her when she says it's OK, things will get better.
The bottom line is if you become a hermit, she will leave or cheat on you.
The bottom line is you become her bitch, and because of your own defeatist attitude, she will leave or cheat on you.