He wasn't saying that you made anyone look like an idiot, he was saying your webmaster made you look like one based on the info he gave you.
You did you people's names as your keywords so you can't say you never used the names.
And yes - a thank you would have been nice, but if you put yourself in her shoes and saw that someone did this to you, and then it took a thread like this to get it removed, you may not be so quick to say thank you as well. You may have been still a bit put off by the person which is what I am guessing in here. But I was raised right and I would have said thank you or at least not posted back in the thread the way Riley did.
My suggestion, let it die. Don't even bother coming back to this thread and move on. I would re-think your webmaster but that is just me.
I only say this because I offer more then just photography and web service. I help ladies go indy, help them with ads, help agencies with business development etc, I do not ever give them the bad advice and the shit service you have gotten. I also "design" a real site not just add pics and text to blank page. Even if it is 1 page, it is a designed 1 page.
Also, having looked at your site, it does not validate with the W3 which is important. He has not even put proper meta tags on your site. What he has done is at the bottom is put the same type of "keywords" made them white so no one can see. This will not help you with Google searches at all. And his "keywords" are things like Kelly Rowland? jazz? whitbey? Not even the correct spelling. He has done you a complete disservice and I really hope you did not pay him for that piece of crap job.